Do I have incapacity insurance coverage outside the Netherlands?

Whether and where you have incapacity insurance coverage depends on the country where you live and work.


Incapacity insurance guarantees you an income if you cannot work at all or in part due to sickness or disability. Incapacity insurance does not cover the cost of medical care. For insurance that does cover the cost of medical care, see health insurance outside the Netherlands.

What is your situation?

I live in the Netherlands

I live outside the Netherlands

Incapacity benefit abroad

If you know where you are insured, check whether you qualify for incapacity benefit outside the Netherlands.

If you are moving abroad


If you have any questions, please do not hesitate to contact us.

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