I am moving abroad and do not receive income from work in the Netherlands or a Dutch pension or benefit. How will this affect my health insurance?
If you will be living abroad and not receiving an income from work, a pension or a benefit, how long you are outside the Netherlands determines whether you can keep your Dutch health insurance.
Less than 1 year abroad
If you will be abroad for less and 1 year without work, a pension or a benefit, you can keep your Dutch health insurance. Ask your health insurer about the coverage your policy offers outside the Netherlands. If necessary, take out supplementary insurance.
More than 1 year abroad
If you will be abroad for more than 1 year without work, a pension or a benefit, you can only keep your Dutch health insurance if you are insured in the Netherlands under the Chronic Care Act (WLZ). If you are not sure whether you are insured under the WLZ, see the Social Insurance Bank (SVB) website. Select the situation that applies to you to see whether you are insured under the WLZ.
If your situation is not listed or you have any questions, apply for an assessment of your insurance position from the SVB. The SVB will then determine whether you are insured under the WLZ.
Termination of Dutch health insurance policy
If the SVB determines that you cannot keep your Dutch health insurance, terminate your policy as soon as possible. Stop any healthcare benefit you may receive too. You must take out health insurance abroad or purchase international health insurance.
Health insurance for family members
Are you moving abroad together with a family member? Then you may be able to co-insure yourself. Your family member must arrange this with the health insurer.
What you also need to arrange if you’re going to move abroad
If you have any questions, please do not hesitate to contact us.